.

**GST Calculation:**
500 x 0.18 = 90

So, the actual 18% GST for Rs.500, is Rs.90

So, on paper, the ideal amount to be expected in the Sun Direct wallet would be:

500 - 90 = Rs.410.

However, a credit of Rs.440.68 has been done to the wallet.

Here is what I guess has happened:

500 x 0.15864 = Rs.79.32

(which translates to --> a GST of

**15.864**%)

So, 500 - 79.32 = Rs.420.68

Final Amount to wallet:

Rs.420.68 + Rs.20 Cashback = Rs.440.68

Sun Direct Cashback Chart for top-ups done using their app or website:

So, I guess, in reality, Sun Direct has actually deducted a GST of only 15.864% instead of the default 18%.

In addition to that, they have also given you a cashback of Rs.20.

2)

**Recharge Process:**
Here is what happens during a recharge, using money that is already in the Sun Direct wallet:

a) No additional GST will be added to the recharge amount if you are going to be making the entire payment by only using money that is already in the wallet.

b) An additional GST of 18% will be added to the recharge amount if the wallet has zero balance, and you are going to be paying the entire recharge amount online.

C) 18% GST will be added only partially, if half the payment is made using wallet money and the remaining payment is paid online. Meaning, GST will be applied only to the remaining payment that is about to be paid online.

Let us know if you have any further questions.