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Seeking Help How does mobile banks works?

Dipjyoti Roy

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I want to create a zero balance account on an app like Kotak 811. I am confused about how to add money and stuff to that account. Can I even create bank account without Aadhar card?
 

Advik

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-You can add money by UPI or Debit card.
-No, you cant open an account without adhar card.
-Biometric verification is compulsory for the account so adhar card is needed.
 

Dipjyoti Roy

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Aadhar card not mandatory for bank account , Neither is it mandatory for opening bank accounts or for mobile connections ...
Search about Supreme Court Order info. on google search....
Aadhaar Card not mandatory to open bank accounts, new mobile connections! Aadhaar Amendment Bill 2019 gets Cabinet nod
I read about it yesterday. I tried creating ICICI Pockets account. It requires some id proof. Aadhar Card is no longer mandatory.
 

Pallab501

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Better open Axis Asap account. I'm usin it. Kotak have no offers on their debit card but with Axis Asap account debit card u will get some amazing offers(Amazon, Flipkart etc.) every month.
 

Dipjyoti Roy

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Better open Axis Asap account. I'm usin it. Kotak have no offers on their debit card but with Axis Asap account debit card u will get some amazing offers(Amazon, Flipkart etc.) every month.
They offer ICICI Pockets like account for mobile? If it's a normal bank account I don't need it. I am creating UCO bank account next week. My parents are out of town. I need someone with bank account to create new account.
 
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Pallab501

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They offer ICICI Pockets like account for mobile? If it's a normal bank account I don't need it. I am creating UCO bank account next week. My parents are out of town. I need someone with bank account to create new account.
Ya they offer ICICI like e-kyc account but monthly transaction limit is 10000 and u will get a virtual Visa Platinum international debit card. Which u can use on international website plus all the same axis bank offers like physical debit card.
 

Advik

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Im also an Axis ASAP customer. I have Physical Debit Card of this account because now they send Physical Debit Card by default.
Debit card charges are very high 353₹ for first year then 500₹ yearly.
So please think first then open account.
 

Pallab501

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Im also an Axis ASAP customer. I have Physical Debit Card of this account because now they send Physical Debit Card by default.
Debit card charges are very high 353₹ for first year then 500₹ yearly.
So please think first then open account.
Ya I also have physical card. Annual maintenance charge 500+18% GST. But if u do lots of online shopping then this cost worth. I bought a Mi 32 led TV for my neighbour 12999 with 750 instant discount with this debit card. Btw I take my 250 rs commission 🤪.
 

WizarD

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Can we create an ICICI bank UPI ID (VPA) from NetBanking site, without using iMobile or Pockets apps?
Similarly for SBI also?
 
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